About Concepts

About

Concepts & Results

Phillip Scandizzo

philgood@cr.com.au

"At my core, I value family and close friends, drawing strength and motivation from meaningful relationships. Whether guiding clients to success, building connections, or exploring the world, I aim to live a purposeful, adventurous life rooted in integrity."

Founded in 1987 by Phillip and Ann Scandizzo, our business has grown from a passion for finance and dedication to our clients. While completing their business degrees, this husband-and-wife team built a solid foundation by serving high-net-worth individuals in the entertainment, sports, and consulting industries.

We specialise in creating legal structures that help clients accumulate valuable assets, control their tax obligations, and maximise lucrative tax deductions. Our extensive list of tax planning strategies, developed over decades, is available to all clients, ensuring their financial success and security.

Ann Scandizzo

ascandizzo@cr.com.au

"I love spending time with my family, lazy evenings with a glass of Prosecco, watching my grandchildren grow, travelling to new places and working in our garden any chance I can."

Meet the team

Sue Campbell

Admin Department scampbell@cr.com.au

"With over 40 years in accounting, I specialise in Secretarial services and ensure clients’ structures stay compliant. I enjoy traveling Australia and spending time with family."

Rita Maritsas

Admin Department rmaritsas@cr.com.au

"I’m passionate about delivering a positive client experience and assisting clients with the ATO. Outside of work, I enjoy traveling (especially to Greece), road trips, and perfecting my gluten-free and FODMAP-friendly recipes."

Bethany Campbell

Admin Department bcampbell@cr.com.au

"With over 16 years at C&R, I’ve worked across all areas of Administration, specializing in Financial Planning and Special Projects. I enjoy connecting with our long-time clients and supporting their goals. Outside of work, I’m a proud single mum to cheeky twin boys, Jackson and James."

Alysia Mullen

Admin Department amullen@cr.com.au

"With 25 years’ experience working as an Administrator/ Bookkeeper in small offices I am now embracing my new role as a Client Excellence Coordinator. Out of work enjoy spending time with my kids, friends and bush walks with the dog."

Karlo Timbol

Admin Department ktimbol@cr.com.au

"I'm part of the admin team, keeping things running smoothly behind the scenes. I love organizing workflows and supporting the team. Outside work, I'm into new music, weekend getaways, and a good docuseries."

Mandy Gladstone

Admin Department mgladstone@cr.com.au

"I support the admin team to provide a positive experience for our clients. Outside of work I enjoy spending time with my family and enjoy watching and attending sporting events."

Allan Dori

Bookkeeping Department adori@cr.com.au

"Organising client bookkeeping is my specialty. I thrive on managing business finances and building strong client relationships. Outside work, I love traveling, family time, and watching sports."

Megan Pasqualini

Bookkeeping Department mpasqualini@cr.com.au

"My happy place is with my husband, our kids, our grandkids and 3 dogs . The passion for my job is to help my clients to grow, succeed and achieve their business goals."

Paula Greig

Bookkeeping Department pgreig@cr.com.au

"I specialise in small business bookkeeping, with a background in tax, accounting, and client services. I enjoy helping business owners stay organised and compliant. Outside of work, I love family time, reading, and planning getaways."

Halima Aslam

Bookkeeping Department haslam@cr.com.au

"I'm working as a bookkeeper at All Trades Bookkeeping. I enjoy keeping things balanced—both in the books and in life! When I'm not working, you'll likely find me sipping chai with a good book in hand."

Maggie Pereira

Bookkeeping Department mpereira@cr.com.au

"I’m passionate about helping businesses succeed, with a strong belief that solid bookkeeping is key. Outside of work, I enjoy Zumba, shopping, and quality time with family and friends."

Rocky Sharma

Accounting Department rsharma@cr.com.au

"With a background in both Bookkeeping & Accounting, I help clients increase profitability while minimizing tax liability, enabling them to reach their financial goals sooner. When not assisting clients, I enjoy cycling, hiking, and spending quality time with my family."

Mey Chua

Accounting Department mchua@cr.com.au

"I'm a detailed-driven tax accountant who enjoys helping clients to navigate the world of taxation and taking the time to understand their unique needs and goals. Outside of work, you will find me out and about with my two furry companions."

Krissa Valdez

Accounting Department kvaldez@cr.com.au

"With over 9 years as an AU accountant, I enjoy preparing financial statements and solving complex reconciliations. Outside of work, I love family time and beach trips near the city."

Jesslyn Chhua

Accounting Department Jchhua@cr.com.au

"I'm all about making tax easy and stress-free for individuals and businesses. Outside of work, I love a good chai latte and unwinding with a facial mask"

Nadia Davison

Loans Department ndavison@cr.com.au

"Nadia is passionate about numbers and problem-solving, with a background in accounting and mortgage broking. Outside of work, she enjoys music, travel, fitness, and time with her family in the hills."

Mikaela D'Addario

Marketing/Operations Department mdaddario@cr.com.au

"I enjoy getting creative with my work for our clients. Outside of work, I love reading, scuba diving, playing netball, cheering for the Swans, and cooking."

Honey Semillano

Loans Department hsemillano@cr.com.au

"Honey supports the team with care and precision, helping keep the mortgage process smooth behind the scenes. Outside of work, she enjoys a quiet life filled with books, TV series, and trying new recipes."

Kelly Miller

Financial Planning Department kmiller@cr.com.au

"I’m a dedicated professional who takes pride in delivering my best. Outside of work, I enjoy spending time with my horses and exploring new recipes with my Thermomix."

Angie Scandizzo

Financial Planning Department angie@cr.com.au

"I’m passionate about creating a welcoming experience for clients and bring a friendly, professional approach to every interaction. I’m studying Business (Accounting) at Swinburne, and outside of work I love spending time with friends and trying new international foods."

Our Promise to Our Clients

1. Pay Less Tax

2. Make More Money

3. Build & Protect Wealth

We achieve this by:

By being ORGANISED you stay up to date, which allows you time to FOCUS on developing strategies that generate meaningful savings that you can INVEST in your future. Our services are designed for people who believe they are paying too much tax and want to do something about improving & protecting their financial position today.

What you get when you work with us...

You'll get organsied

When your tax and accounting are organized, everything improves. Financial struggles fade, and progress becomes easier. Being up-to-date and having your finances in order positions you better for investment opportunities or setting up a business structure. With less stress, you can focus on implementing ideas to fund new opportunities.

Using technology to get organised

Speed up your tax and accounting with technology. What used to take hours can now be done in minutes, improving efficiency and reducing costs. You’ll save on record-keeping fees by not paying expensive hourly rates to an accountant

Save time
Save money
Have accurate & reliable financial information
Optimise your tax deductions

Focus on Tax Strategies that improves your financial wellbeing

Tax planning is a year-round, proactive process, not just something for tax return time. You can’t claim deductions for expenses you haven’t planned for—preparation is key.

Our tax framework will show you various strategies tailored to your personal circumstances and develop a roadmap to optimize your tax savings continuously.

Learn how to protect your family and business assets

You’ve worked hard to build your assets—home, investment properties, shares, and business equipment. One mistake could wipe them out. Learn how we can build a MOAT to protect you and your family.

One client saved

$ 0

Using these 4 Popular Strategies

Salary packaging your income better

90%

Setting up a Self -Managed Super Fund

85%

Buying an investment property

80%

Using a better business structure

71%

Is it time to change to a new accountant?

There’s no better time to start doing what your accountant should have done years ago